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Video instructions and help with filling out and completing division of interest accounting

Instructions and Help about division of interest accounting

Hey what is going on everybody welcome to another video in which we are going to see savings account basics you need to know and how interest is calculated on the money present in your savings account so let's get started with this video most of you undereyour savings account mostly because of low interest rate that they prbut if you see apart from the interest rate there are many other plus points of savings accounts which are mostly ignored before going to the pros and cons of savings accounts let's see what exactly it is a savings account is an interest-bearing deposit account held at a bank or any other financial institution that provides a modest interest rate you can open a savings account in any bank with the help of your identity and address proof with couple of your passport size photographs some of the banks or financial institution we want you to maintain a certain average monthly balance in your account they might also limit the number of withdrawals during a month coming to the interest part most of the savings accounts in India provides an annual interest rate of 4% that means one-day interest will be 4% divided by 365 days which comes to around 0.01 1% remember guys interest on your savings account is calculated on daily basis using the lowest balance for that particular day and most of the bank's credit this interest on at the end of the quarter so you can say that compounding is done quarterly in case of savings accounts now let's see interest calculation with the help of an example if not you have rupees 50000 in his savings accounts then the interest that he will be earning in one day considering 0.01 1% interest rate in a day that we have seen previously the interest will be somewhere around rupees 5.5 this is calculated as rupees 50,000 multiplied by 0.01 1 percent divided by hundred so interest for 30 days would be five point five multiplied by 30 which comes to around rupees 165 this is how the interest is calculated if the amount is fixed for 30 days and later it is compounded at the end of the quarter now let's see how interest is calculated based on periodic deposits and withdrawals in your CV accounts let's say that you have the piece of 2021 for the first 10 days of the month and then he deposits rupees 20,000 on the 11th day so the interest calculated for first 10 days would be somewhere around rupees 5.5 considering 0.01 1% interest for day on rupees 50000 but since the interest is calculated on the lowest balance for that day 11:30 interest will be again calculated on rupees 50000 which would be rupees five point five and then from - well the day onwards the interest would be calculated onto P 70,000 now let's say Raju withdraws rupees 30000 on the 21st day of the.

FAQ

What did China get right in its economic and social development which the US got wrong?
Comparing total GDP figures hides a lot of factors.Both countries are very different and so are their economies and societies. The economic and social decisions of one country doesn’t directly apply to the other.All the answers here give chinese perspective but I feel it is one sided so I should prthe US perspective.China has a population of 1.4 Billion vs US which has a population of only 323 Million. That is almost 5 times compared to US.Now let's try to understand this by an example. Let's say there are 2 teams Team A and Team B. Team A has 10 members while team B has 50 members. Team B will outperform team A in terms of productivity.Let us assume all the members are equally productive and produce the same output in value.If both the teams are given a task, let's say fishing, then the output from team B will be much higher than team A. Even if team A has a head start, team B will eventually catchup and overtake team A at some point of time. Let's say both the teams are given task to catch fish. Let us say that every member in Team US is a highly skilled fisherman and catches 10 fishes each day while each member of team China is only able to catch 5 fishes each day. The total output of both teams will still be the same even if each member of team China only catches half the no. of fish.Although total GDP of China will surpass US, per capita GDP of China is way below. Currently US ranks 13 in terms of per capita GDP with $ 59,609(this is the output produced by each american) while china ranks 74th with per capita GDP of ~ $ 9,000.(source :http://statisticstimes.com/econo...)Now coming back to both countries. China was destined to outgrow US as the largest economy. There is no surprise there and it is not that US could have done anything(other than adding more population, oh wait..no more immigrants!). Having a government which is focussed on growth and its pro-development policies only accelerated the growth and made China to catch up sooner rather than later.US didn't had to do anything wrong for China to surpass but that said, there are few things that hampered the growth of US:1) Wars - Since the turn of this century, US has been fighting multiple wars at the same time which made a big hole in its pocket. It is estimated that US has spent $4.79 Trillion on the wars since 2021. Let that figure sink in. It is almost half of China's gdp.2) economic slowdowns - US has faced 2 economic crashes, during 2021 and 2021. The 2021 was the worst to be seen till now. The federal reserve bailout for 2021 recession was $29 Trillion.Apart from this, US also provides financial aid to other countries for numerous reasons like humanitarian aid, emergency relief etc. which it does completely on humanitarian reasons and doesn't get returns on it while the chinese investments in other countries are investments either done to boost its own trade. For example, the chinese investments in africa are to cultivate a market for chinese exports. The One belt One road investments in pakistan are being done to ensure free movement of its goods to Gwadar port. This will reduce their export costs and boost economy in their western provinces. The investments done in Pakistan are in fact a loan which they will have to repay. US as a giant economy it is, rightfully takes responsibilities for lot of things globally like protecting rights of citizens of some country which is going through turmoil. US is fighting wars in Iraq and Afghanistan and spending billions to protect the citizens of those countries from tyranny and have an elected government. It also provides asylum and refuge to lot of distressed citizens from those countries. This is a huge responsibility as a big nation.It also contributes a huge chunk to the UN budget. Notice that US alone contributes almost 1/4th of UN budget.(image source : https://factly.in/united-nations...)But are you saying, US shouldn’t do any of those efforts and instead compete on retaining the crown of largest GDP? I strongly believe US is doing what is morally right and is completely justified.As Leo Wong & others have pointed out in their answers that US did not focus on building infrastructure. That’s not true!. US already has a great country wide infrastructure. Sure, it is aging but it has country wide network of freeways, powergrid and is also investing heavily in development of all key scientific area including AI. It does not have a high speed rail which kind of sucks but having a country wide high speed rail network like China is not feasible in US.China has a high population density and is feasible to build and operate a high speed rail network. US for most parts is either populated on east and west coast while the central america is huge and very sparse in terms of population.The population density is too low to break even the huge infrastructure costs required to build such a network. It has a great network of freeways and almost everyone can afford a car and also people fly all the time! There is a project for high speed rail between San Francisco to LA but the ticket price is too high and ridership is so low that there are concerns about revenue even before construction[1][2].See the population density of USVs ChinaBased on population density, you can almost guess how the high-speed rail network of China would beYou can see that the provinces near mongol border & near tibet, nepal, India border doesn’t have high speed rail for the similar reason that there are not enough people there to build a rail network.Now, let’s understand what factors helped China to continue economic and social development :Foreign exports :- China capitalized on its population and has nurtured SMBs(small and medium business). They established themselves as manufacturing hub which helped them increase their GDP.Closed economy - China doesn’t allow outside investment and especially not in tech sector. Companies like Google, Facebook, Amazon, Uber etc are not allowed to operate freely and instead have their own services. This protected the interests of chinese companies and control the competition.This in short means lot of cash flowing in China but not out of China.China has done a remarkable job in uplifting its economy and will become the largest economy but it still has a long way to go to become a driving force in the global economy. I hope Xi Jinping’s second term will usher a new era and his roadmap includes opening China’s economy and society.[1] - https://sf.curbed.com/2017/9/19/...[2] -https://en.wikipedia.org/wiki/Ca...
Do I have to fill out a 1099 tax form for my savings account interest?
No, the bank files a 1099 ‡ not you. You’ll get a copy of the 1099-INT that they filed.
If the Indian society were to do away with arranged marriages, how would its youth fare matrimonially?
Every human emotions would flow naturally.Seriously. I mean it.First of all, no dowry or gifts. (Thank God!)Every one can marry their loved ones.There would be no answer to questions like these on Quora.What questions are asked during arranged marriage meetings in India?What are the weirdest reasons to reject a prospective bride/groom in an arranged marriage?And questions like these cannot be answered unless you are some one-in-a-million arranged married man/woman.What is it like to be in an arranged marriage?Women need not marry under family pressure.The count of inter-caste marriages and inter-religious marriages would sky rocket.No aunty matchmaker on any family function.Registrar office marriages could exceed lavish marriages.No burden on brothers and fathers to save for their sister/daughter's weddings.Divorces could also increase.And finally,For singles like me, this question not only just enhances our chances of being single but also killing our last hope of getting a girl in our life.-_-
How does topic following on Quora work?
When you follow a topic on Quora, your Feed will start to include its activity ‡ new questions and answers. (Note that you aren't guaranteed to see all of their activity in your feed ‡ this depends on the amount of activity from other topics and people you're following. )You can follow any topic on Quora through a few different ways:On a computer:Anywhere you see a topic name, for example as you're reading feed or are looking at the topics that a question is tagged with, you can hover over it and see an option to follow itFrom any topic page, you can click on the green “Follow Topic” button, located just below the topic name and descriptionOn mobile: You can click on topic names, which will take you to a topic pageFrom any topic page, you can tap on the green “Follow Topic” button
How do you fill out the bank interest income in ITR?
I get the IT statements (Form 16A) from the bank(s) holding my fixed deposits in the end of June. These statements give the interest income accrued or paid, and the tax deducted at source (usually only at 10%). I counter-check these figures against the Scheduke 26AS on the income-tax site e-Filing Home Page, Income Tax Department, Government of India (takes you to TRACES, the site that gives you details of tax remitted to your income-tax account by the banks, other payers, yourself). I then pay the additional balance tax due on interests at my slab (20%, 30% as the case may be), if necessary‡ this all goes into my ITR statement online.One other hint is that I do an advance tax calculation right from 2nd quarter on a “guesstimate” of interest receivable on FDs, at the applicable rate of interest on the original principal invested, on each FD (using a spreadsheet), and keep paying advance tax proportionately through the year, so that I do not have too much of a problem in June/July after getting the final figures from the banks. I also add interest at 1% per month on the balance of tax due from 1 April to the date of filing the return.All this entitles me to a bronze certificate of appreciation from the IT authorities :)
How can I fill out Google's intern host matching form to optimize my chances of receiving a match?
I was selected for a summer internship 2016.I tried to be very open while filling the preference form: I choose many products as my favorite products and I said I'm open about the team I want to join.I even was very open in the  location and start date to get host matching interviews (I negotiated the start date in the interview until both me and my host were happy.) You could ask your recruiter to review your form (there are very cool and could help you a lot since they have a bigger experience).Do a search on the potential team.Before the interviews,  try to find smart question that you are going to ask for the potential host (do a search on the team  to find nice and deep questions to impress your host). Prepare well your resume.You are very likely not going to get algorithm/data structure questions like in the first round. It's going to be just some friendly chat if you are lucky. If your potential team is working on something like machine learning, expect that  they are going to ask you questions about machine learning, courses related to machine learning you have and relevant experience (projects, internship). Of course you have to study that before the interview. Take as long time as you need if you feel rusty. It takes some time to get ready for the host matching (it's less than the technical interview)  but it's worth it of course.
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